<p>-
- How Much You Need To Earn To Be Upper-Middle Class in Every State</p>
<p>Heather TaylorJuly 12, 2025 at 6:06 AM</p>
<p>RgStudio / Getty Images</p>
<p>Depending where you live in the U.S., the amount of money you make could position you somewhere from the lowest to highest end of earnings accrued by members of the upper-middle class.</p>
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<p>GOBankingRates was able to determine what the upper-middle-class income ranges look like in every state by sourcing each state's median household income from the 2023 American Community Survey. Each state's upper-middle-class income range was found after finding the total middle-class income range in every state (defined as two-thirds to double the income of an area).</p>
<p>DenisTangneyJr / iStock.comKey Findings -</p>
<p>Mississippi ranked as the most affordable state to be a member of the upper-middle class. Your income would need to start at $85,424, with the highest end extending to $109,830.</p>
<p>Maryland beat out high cost-of-living states like Hawaii and California as the state where you'd need the most income to be upper middle-class. The lowest end starts at $158,126 in Maryland.</p>
<p>If you do not earn a six-figure income but make at least $85,424 annually, you are still considered to be a member of the upper-middle class in eight states: Oklahoma, Kentucky, New Mexico, Alabama, Louisiana, Arkansas, West Virginia and Mississippi.</p>
<p>Median household incomes are still under six figures in 47 states. The only states where the median household income starts at $100,000 or more are Maryland, Massachusetts and New Jersey.</p>
<p>Ranked from most to least expensive, this is the amount you would need to earn to be upper-middle class in every state.</p>
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<p>sborisov / Getty Images/iStockphoto50. Maryland -</p>
<p>Median household income: $101,652</p>
<p>Lowest end of upper-middle-class income: $158,126</p>
<p>Highest end of upper-middle-class income: $203,304</p>
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<p>DenisTangneyJr / Getty Images/iStockphoto49. Massachusetts -</p>
<p>Median household income: $101,341</p>
<p>Lowest end of upper-middle-class income: $157,643</p>
<p>Highest end of upper-middle-class income: $202,682</p>
<p>John Penney / Getty Images48. New Jersey -</p>
<p>Median household income: $101,050</p>
<p>Lowest end of upper-middle-class income: $157,190</p>
<p>Highest end of upper-middle-class income: $202,100</p>
<p>Art Wager / Getty Images47. Hawaii -</p>
<p>Median household income: $98,317</p>
<p>Lowest end of upper-middle-class income: $152,939</p>
<p>Highest end of upper-middle-class income: $196,634</p>
<p>DenisTangneyJr / Getty Images/iStockphoto46. California -</p>
<p>Median household income: $96,334</p>
<p>Lowest end of upper-middle-class income: $149,854</p>
<p>Highest end of upper-middle-class income: $192,668</p>
<p>DenisTangneyJr / Getty Images45. New Hampshire -</p>
<p>Median household income: $95,628</p>
<p>Lowest end of upper-middle-class income: $148,756</p>
<p>Highest end of upper-middle-class income: $191,256</p>
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<p>SeeSAW / Getty Images44. Washington -</p>
<p>Median household income: $94,952</p>
<p>Lowest end of upper-middle-class income: $147,704</p>
<p>Highest end of upper-middle-class income: $189,904</p>
<p>f11photo / iStock.com43. Connecticut -</p>
<p>Median household income: $93,760</p>
<p>Lowest end of upper-middle-class income: $145,850</p>
<p>Highest end of upper-middle-class income: $187,520</p>
<p>Davel5957 / iStock.com42. Colorado -</p>
<p>Median household income: $92,470</p>
<p>Lowest end of upper-middle-class income: $143,843</p>
<p>Highest end of upper-middle-class income: $184,940</p>
<p>miroslav_1 / Getty Images/iStockphoto41. Utah -</p>
<p>Median household income: $91,750</p>
<p>Lowest end of upper-middle-class income: $142,723</p>
<p>Highest end of upper-middle-class income: $183,500</p>
<p>DenisTangneyJr / Getty Images40. Virginia -</p>
<p>Median household income: $90,974</p>
<p>Lowest end of upper-middle-class income: $141,516</p>
<p>Highest end of upper-middle-class income: $181,948</p>
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<p>Jacob Boomsma / Getty Images/iStockphoto39. Alaska -</p>
<p>Median household income: $89,336</p>
<p>Lowest end of upper-middle-class income: $138,968</p>
<p>Highest end of upper-middle-class income: $178,672</p>
<p>Jacob Boomsma / Getty Images/iStockphoto38. Minnesota -</p>
<p>Median household income: $87,556</p>
<p>Lowest end of upper-middle-class income: $136,199</p>
<p>Highest end of upper-middle-class income: $175,112</p>
<p>Daniel Hanscom / Getty Images37. Rhode Island -</p>
<p>Median household income: $86,372</p>
<p>Lowest end of upper-middle-class income: $134,357</p>
<p>Highest end of upper-middle-class income: $172,744</p>
<p>Rocky89 / Getty Images/iStockphoto36. New York -</p>
<p>Median household income: $84,578</p>
<p>Lowest end of upper-middle-class income: $131,567</p>
<p>Highest end of upper-middle-class income: $169,156</p>
<p>AndreyKrav / iStock.com35. Delaware -</p>
<p>Median household income: $82,855</p>
<p>Lowest end of upper-middle-class income: $128,887</p>
<p>Highest end of upper-middle-class income: $165,710</p>
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<p>tunart / Getty Images34. Illinois -</p>
<p>Median household income: $81,702</p>
<p>Lowest end of upper-middle-class income: $127,093</p>
<p>Highest end of upper-middle-class income: $163,404</p>
<p>Shunyu Fan / Getty Images/iStockphoto33. Oregon -</p>
<p>Median household income: $80,426</p>
<p>Lowest end of upper-middle-class income: $125,108</p>
<p>Highest end of upper-middle-class income: $160,852</p>
<p>DenisTangneyJr / iStock.com32. Vermont -</p>
<p>Median household income: $78,024</p>
<p>Lowest end of upper-middle-class income: $121,372</p>
<p>Highest end of upper-middle-class income: $156,048</p>
<p>miroslav_1 / iStock.com31. Arizona -</p>
<p>Median household income: $76,872</p>
<p>Lowest end of upper-middle-class income: $119,580</p>
<p>Highest end of upper-middle-class income: $153,744</p>
<p>RoschetzkyIstockPhoto / iStock.com30. Texas -</p>
<p>Median household income: $76,292</p>
<p>Lowest end of upper-middle-class income: $118,677</p>
<p>Highest end of upper-middle-class income: $152,584</p>
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<p>DenisTangneyJr / iStock.com29. Pennsylvania -</p>
<p>Median household income: $76,081</p>
<p>Lowest end of upper-middle-class income: $118,349</p>
<p>Highest end of upper-middle-class income: $152,162</p>
<p>DenisTangneyJr / Getty Images28. North Dakota -</p>
<p>Median household income: $75,949</p>
<p>Lowest end of upper-middle-class income: $118,144</p>
<p>Highest end of upper-middle-class income: $151,898</p>
<p>Jon Mattrisch / Getty Images/iStockphoto27. Wisconsin -</p>
<p>Median household income: $75,670</p>
<p>Lowest end of upper-middle-class income: $117,710</p>
<p>Highest end of upper-middle-class income: $151,340</p>
<p>Matt Tavares / Getty Images/iStockphoto26. Nevada -</p>
<p>Median household income: $75,561</p>
<p>Lowest end of upper-middle-class income: $117,540</p>
<p>Highest end of upper-middle-class income: $151,122</p>
<p>Jacob Boomsma / Getty Images/iStockphoto25. Nebraska -</p>
<p>Median household income: $74,985</p>
<p>Lowest end of upper-middle-class income: $116,644</p>
<p>Highest end of upper-middle-class income: $149,970</p>
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<p>stockphoto52 / Getty Images/iStockphoto24. Wyoming -</p>
<p>Median household income: $74,815</p>
<p>Lowest end of upper-middle-class income: $116,380</p>
<p>Highest end of upper-middle-class income: $149,630</p>
<p>Rod Vamosi / iStock.com23. Georgia -</p>
<p>Median household income: $74,664</p>
<p>Lowest end of upper-middle-class income: $116,145</p>
<p>Highest end of upper-middle-class income: $149,328</p>
<p>Greg Johnston / Getty Images/iStockphoto22. Idaho -</p>
<p>Median household income: $74,636</p>
<p>Lowest end of upper-middle-class income: $116,101</p>
<p>Highest end of upper-middle-class income: $149,272</p>
<p>Christa Boaz / Getty Images21. Iowa -</p>
<p>Median household income: $73,147</p>
<p>Lowest end of upper-middle-class income: $113,785</p>
<p>Highest end of upper-middle-class income: $146,294</p>
<p>DenisTangneyJr / iStock.com20. Kansas -</p>
<p>Median household income: $72,639</p>
<p>Lowest end of upper-middle-class income: $112,995</p>
<p>Highest end of upper-middle-class income: $145,278</p>
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<p>pabradyphoto / Getty Images/iStockphoto19. South Dakota -</p>
<p>Median household income: $72,421</p>
<p>Lowest end of upper-middle-class income: $112,656</p>
<p>Highest end of upper-middle-class income: $144,842</p>
<p>peeterv / Getty Images18. Maine -</p>
<p>Median household income: $71,773</p>
<p>Lowest end of upper-middle-class income: $111,648</p>
<p>Highest end of upper-middle-class income: $143,546</p>
<p>iStock / iStock.com17. Florida -</p>
<p>Median household income: $71,711</p>
<p>Lowest end of upper-middle-class income: $111,551</p>
<p>Highest end of upper-middle-class income: $143,422</p>
<p>ehrlif / Getty Images/iStockphoto16. Michigan -</p>
<p>Median household income: $71,149</p>
<p>Lowest end of upper-middle-class income: $110,677</p>
<p>Highest end of upper-middle-class income: $142,298</p>
<p>DenisTangneyJr / Getty Images/iStockphoto15. Indiana -</p>
<p>Median household income: $70,051</p>
<p>Lowest end of upper-middle-class income: $108,969</p>
<p>Highest end of upper-middle-class income: $140,102</p>
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<p>Lightguard / Getty Images/iStockphoto14. Montana -</p>
<p>Median household income: $69,922</p>
<p>Lowest end of upper-middle-class income: $108,769</p>
<p>Highest end of upper-middle-class income: $139,844</p>
<p>Kruck20 / iStock.com13. North Carolina -</p>
<p>Median household income: $69,904</p>
<p>Lowest end of upper-middle-class income: $108,741</p>
<p>Highest end of upper-middle-class income: $139,808</p>
<p>fotoguy22 / Getty Images/iStockphoto12. Ohio -</p>
<p>Median household income: $69,680</p>
<p>Lowest end of upper-middle-class income: $108,392</p>
<p>Highest end of upper-middle-class income: $139,360</p>
<p>peeterv / Getty Images11. Missouri -</p>
<p>Median household income: $68,920</p>
<p>Lowest end of upper-middle-class income: $107,210</p>
<p>Highest end of upper-middle-class income: $137,840</p>
<p>Kruck20 / Getty Images10. Tennessee -</p>
<p>Median household income: $67,097</p>
<p>Lowest end of upper-middle-class income: $104,374</p>
<p>Highest end of upper-middle-class income: $134,194</p>
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<p>Mak Studio / Getty Images9. South Carolina -</p>
<p>Median household income: $66,818</p>
<p>Lowest end of upper-middle-class income: $103,940</p>
<p>Highest end of upper-middle-class income: $133,636</p>
<p>JTSorrell / Getty Images8. Oklahoma -</p>
<p>Median household income: $63,603</p>
<p>Lowest end of upper-middle-class income: $98,939</p>
<p>Highest end of upper-middle-class income: $127,206</p>
<p>JT Crawford / Getty Images/iStockphoto7. Kentucky -</p>
<p>Median household income: $62,417</p>
<p>Lowest end of upper-middle-class income: $97,094</p>
<p>Highest end of upper-middle-class income: $124,834</p>
<p>Sean Pavone / Getty Images/iStockphoto6. New Mexico -</p>
<p>Median household income: $62,125</p>
<p>Lowest end of upper-middle-class income: $96,640</p>
<p>Highest end of upper-middle-class income: $124,250</p>
<p>Michael Warren / Getty Images5. Alabama -</p>
<p>Median household income: $62,027</p>
<p>Lowest end of upper-middle-class income: $96,487</p>
<p>Highest end of upper-middle-class income: $124,054</p>
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<p>Larry Gibson / iStock.com4. Louisiana -</p>
<p>Median household income: $60,023</p>
<p>Lowest end of upper-middle-class income: $93,370</p>
<p>Highest end of upper-middle-class income: $120,046</p>
<p>Sean Pavone / Getty Images/iStockphoto3. Arkansas -</p>
<p>Median household income: $58,773</p>
<p>Lowest end of upper-middle-class income: $91,426</p>
<p>Highest end of upper-middle-class income: $117,546</p>
<p>DavidByronKeener / Getty Images/iStockphoto2. West Virginia -</p>
<p>Median household income: $57,917</p>
<p>Lowest end of upper-middle-class income: $90,094</p>
<p>Highest end of upper-middle-class income: $115,834</p>
<p>SeanPavonePhoto / Getty Images/iStockphoto1. Mississippi -</p>
<p>Median household income: $54,915</p>
<p>Lowest end of upper-middle-class income: $85,424</p>
<p>Highest end of upper-middle-class income: $109,830</p>
<p>Methodology: For this piece we found the upper middle-class income ranges for every state by first sourcing the median household income in every state from the 2023 American Community Survey as conducted by the US Census Bureau. From there GOBankingRates was able to find the total middle-class income range by following the definition of middle-class income as two-thirds to double the income of an area. From there GOBankingRates was able to determine each state's upper middle-class income range. All data was collected and is up to date as of Feb. 19, 2025.</p>
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<p>This article originally appeared on GOBankingRates.com: How Much You Need To Earn To Be Upper-Middle Class in Every State</p>
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