New Photo - Raising Cane's opening new locations in 6 states in August. Here's where.

Raising Cane's opening new locations in 6 states in August. Here's where. Gabe Hauari and Saleen Martin, USA TODAYAugust 2, 2025 at 7:31 PM Raising Cane's is continuing its expansion this summer.

- - Raising Cane's opening new locations in 6 states in August. Here's where.

Gabe Hauari and Saleen Martin, USA TODAYAugust 2, 2025 at 7:31 PM

Raising Cane's is continuing its expansion this summer.

After opening five new restaurants in July, the Baton Rouge, Louisiana-based chain known for its chicken fingers said in a statement to USA TODAY it is opening seven more locations across six states in August, including its first restaurant in the Long Beach, California area.

Other states getting new locations include Florida, Wisconsin and Maryland, among others, Raising Cane's said in an emailed statement on July 28.

Here's what to know about this month's Raising Cane's openings.

Which states are getting new Raising Cane's locations?

New restaurants are scheduled to open at the following locations on the following dates, according to the chain:

Aug. 5: 323 William S Canning Blvd., Fall River, Massachusetts

Aug. 5: 2742 Tyrone Blvd N., St. Petersburg, Florida

Aug. 7: 1850 Oakland Ave., Indiana, Pennsylvania

Aug. 12: 1741 Claribel Rd., Riverbank, California

Aug. 19: 6803 Ritchie Hwy., Glen Burnie, Maryland

Aug. 19: 3740 WI-16, La Crosse, Wisconsin

Aug. 26: 119 E. Carson St., Long Beach, California

What is Raising Cane's?

The company sells chicken sandwiches and chicken finger combos including crinkle-cut fries, Texas Toast, coleslaw and Cane's sauce, which the company says is made with a "special blend of spices."

Raising Cane's owner Todd Graves initially planned to call his restaurant Sockeye's, a nod to the salmon he once fished in Alaska.

However, a friend suggested he name the company after his yellow Labrador Retriever, Raising Cane, who spent lots of time at the construction site of the first Raising Cane's location at the north gates of Louisiana State University.

The dog, Cane I, served as the company's mascot until he died in 1998, according to the chain. He was friendly and loved to wear Graves' sunglasses.

Raising Cane's second mascot, Cane II, stepped into her role in 1999. She was a therapy dog who visited hospital patients around the country. As the company mascot, Cane II spent time at the company's Restaurant Support Office and attended community events until 2016.

Most recently, Cane III, born in 2017, was appointed mascot.

"She loves visiting Raising Cane's Restaurants and receiving belly rubs from crewmembers," the company said, noting that Raising Cane's fans can follow her on social media at @RaisingCane3.

Saleen Martin is a reporter on USA TODAY's NOW team. She is from Norfolk, Virginia – the 757. Email her at [email protected].

Gabe Hauari is a national trending news reporter at USA TODAY. You can follow him on X @GabeHauari or email him at [email protected].

This article originally appeared on USA TODAY: Raising Cane's opening new restaurant locations in 6 states in August

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Raising Cane's opening new locations in 6 states in August. Here's where.

Raising Cane's opening new locations in 6 states in August. Here's where. Gabe Hauari and Saleen Martin, U...
New Photo - Rival anti-migrant and anti-racism protests face off outside a hotel housing migrants in London

Rival antimigrant and antiracism protests face off outside a hotel housing migrants in London August 2, 2025 at 10:23 PM 1 / 3Britain MigrationStand Up To Racism counter protesters gather outside the Thistle City Barbican Hotel in central London, which houses asylum seekers, Saturday Aug. 2, 2025.

- - Rival anti-migrant and anti-racism protests face off outside a hotel housing migrants in London

August 2, 2025 at 10:23 PM

1 / 3Britain MigrationStand Up To Racism counter protesters gather outside the Thistle City Barbican Hotel in central London, which houses asylum seekers, Saturday Aug. 2, 2025. (PA via AP)

LONDON (AP) — Anti-immigrant and anti-racism demonstrators faced off in London on Saturday in the latest in a series of protests outside hotels housing asylum-seekers.

Several hundred protesters waving Union Jacks gathered outside the Thistle City Barbican Hotel in central London, calling for it to be closed as housing for migrants. Chants including "Scum" and "Britain is full" were directed at the hotel.

Police separated the demonstrators from a larger group of counter-protesters chanting "refugees are welcome here," as people inside the hotel watched from windows.

Protests against migrants have taken place in recent weeks in Epping, a town on the outskirts of London where an asylum-seeker was accused of sexual assault, and in a smattering of other towns in England.

Protesters say they are concerned about the safety risk posed by the migrants, many of them young men who have recently arrived in Britain in dinghies across the English Channel.

The demonstrations have drawn local people, but have also been attended, and in some cases organized, by far-right groups.

The protests come a year after several days of anti-immigrant rioting across England and Northern Ireland. Crowds in more than two dozen towns attacked hotels housing migrants, as well as mosques, police stations and a library. Some rioters targeted non-white people and threw bricks and fireworks at police.

The summer 2024 violence was sparked when three girls were stabbed to death at a summer dance class in the town of Southport, and online misinformation identified the attacker as a recently arrived migrant. In fact, killer Axel Rudakubana was a British-born 17-year-old.

Experts and community groups warn that the mix of anger, fear, misinformation and political agitating that fueled that violence could erupt again, though protests this summer have been small and largely peaceful.

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Rival anti-migrant and anti-racism protests face off outside a hotel housing migrants in London

Rival antimigrant and antiracism protests face off outside a hotel housing migrants in London August 2, 2025 at 10...
New Photo - Ukraine says it uncovers major drone procurement corruption scheme

Ukraine says it uncovers major drone procurement corruption scheme Max HunderAugust 3, 2025 at 1:03 AM By Max Hunder KYIV (Reuters) Ukraine's anticorruption bodies said on Saturday they had uncovered a major graft scheme that procured military drones and signal jamming systems at inflated prices, tw...

- - Ukraine says it uncovers major drone procurement corruption scheme

Max HunderAugust 3, 2025 at 1:03 AM

By Max Hunder

KYIV (Reuters) -Ukraine's anti-corruption bodies said on Saturday they had uncovered a major graft scheme that procured military drones and signal jamming systems at inflated prices, two days after the agencies' independence was restored following major protests.

The independence of Ukraine's anti-graft investigators and prosecutors, NABU and SAPO, was reinstated by parliament on Thursday after a move to take it away resulted in the country's biggest demonstrations since Russia's invasion in 2022.

In a statement published by both agencies on social media, NABU and SAPO said they had caught a sitting lawmaker, two local officials and an unspecified number of national guard personnel taking bribes. None of them were identified in the statement.

"The essence of the scheme was to conclude state contracts with supplier companies at deliberately inflated prices," it said, adding that the offenders had received kickbacks of up to 30% of a contract's cost. Four people had been arrested.

"There can only be zero tolerance for corruption, clear teamwork to expose corruption and, as a result, a just sentence," President Volodymyr Zelenskiy wrote on Telegram.

Zelenskiy, who has far-reaching wartime presidential powers and still enjoys broad approval among Ukrainians, was forced into a rare political about-face when his attempt to bring NABU and SAPO under the control of his prosecutor-general sparked the first nationwide protests of the war.

Zelenskiy subsequently said that he had heard the people's anger, and submitted a bill restoring the agencies' former independence, which was voted through by parliament on Thursday.

Ukraine's European allies praised the move, having voiced concerns about the original stripping of the agencies' status.

Top European officials had told Zelenskiy that Ukraine was jeopardising its bid for European Union membership by curbing the powers of its anti-graft authorities.

"It is important that anti-corruption institutions operate independently, and the law adopted on Thursday guarantees them every opportunity for a real fight against corruption," Zelenskiy wrote on Saturday after meeting the heads of the agencies, who briefed him on the latest investigation.

(Reporting by Max Hunder; editing by Mark Heinrich)

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Ukraine says it uncovers major drone procurement corruption scheme

Ukraine says it uncovers major drone procurement corruption scheme Max HunderAugust 3, 2025 at 1:03 AM By Max Hund...
New Photo - WNBA Game Halted Once Again After Sex Toy Flies onto Court for Second Time This Week

WNBA Game Halted Once Again After Sex Toy Flies onto Court for Second Time This Week Charna FlamAugust 2, 2025 at 2:01 PM Shaina Benhiyoun/SPP/Sipa Janelle Salaun on Friday August 1, 2025 at Wintrust Arena, Chicago, USA.

- - WNBA Game Halted Once Again After Sex Toy Flies onto Court for Second Time This Week

Charna FlamAugust 2, 2025 at 2:01 PM

Shaina Benhiyoun/SPP/Sipa

Janelle Salaun on Friday August 1, 2025 at Wintrust Arena, Chicago, USA.

The Golden State Valkyries and the Chicago Sky faced off during a game on Friday, Aug. 1, at the Wintrust Arena in Chicago

However, during the second half of the game, a patron threw a green sex toy onto the court

This marks the second time this week a sex toy was tossed onto the court in the middle of the game

Another WNBA game was halted due to an object being thrown onto the court.

On Friday, Aug. 1, the Golden State Valkyries faced the Chicago Sky, and 7 minutes and 42 seconds into the third quarter, a patron threw an unexpected object onto the court of the Wintrust Arena in Chicago. The broadcast caught footage of a green sex toy being thrown on the sidelines just shy of the court, later shared on X.

The referee quickly blew the whistle, halting the game, and the announcer is heard saying, "Got a whistle away from the basketball."

A second referee went over to the object and kicked it off the sidelines, and then another staff member went to pick it up with a towel to remove it from the vicinity.

Patrick McDermott/Getty

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This marked the second time a sex toy was tossed onto the basketball court. On Tuesday, July 29, during the Golden State Valkyries' game against the the Atlanta Dream, a green sex toy landed on the court during the game's final seconds.

"Something flies on the court actually from the crowd. And you can see the object... the green thing bounces and it goes to the sideline," sports announcer Morgan Ragan said.

"We're not exactly sure where it came from," she continued, as a timeout was called and the game was paused. After the object was identified, she said, "Oh my gosh, OK. OK, inappropriate. Get them out of here, whoever it is [that threw it]."

Gary Dineen/NBAE via Getty

Elizabeth Williams on August 1, 2025 at the Wintrust Arena in Chicago, IL.

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Following the second incident, Chicago Sky player Angel Reese wrote a cheeky X post and joked about Indiana Fever player, Sydney Colson, "hey @SydJColson, why do you keep throwing your mean green in different arenas…. it's getting weird."

Indiana Fever guard Sophie Cunningham also shared an X post: "stop throwing dildos on the court… you're going to hurt one of us."

The owners of the two sex toys have yet to be publicly identified, but if the arena had identified the perpetrators, they would have been immediately removed from the space due to the WNBA policy.

According to the WNBA's Fan Code of Conduct on its website, "Guests who engage in fighting, throwing objects or attempting to enter the court will be immediately ejected from the arena."

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WNBA Game Halted Once Again After Sex Toy Flies onto Court for Second Time This Week

WNBA Game Halted Once Again After Sex Toy Flies onto Court for Second Time This Week Charna FlamAugust 2, 2025 at ...
New Photo - Beyoncé's 'Cowboy Carter' tour is in the past: Relive the spectacle's top moments

Beyoncé's 'Cowboy Carter' tour is in the past: Relive the spectacle's top moments Caché McClay, USA TODAY NETWORK August 2, 2025 at 10:33 PM Beyoncé KnowlesCarter recently closed out her historymaking "Cowboy Carter" tour — a spectacle defined by music, culture, fashion and powerful messages.

- - Beyoncé's 'Cowboy Carter' tour is in the past: Relive the spectacle's top moments

Caché McClay, USA TODAY NETWORK August 2, 2025 at 10:33 PM

Beyoncé Knowles-Carter recently closed out her history-making "Cowboy Carter" tour — a spectacle defined by music, culture, fashion and powerful messages. And across cross its nine-city run, the tour delivered some unforgettable pop culture moments.

The Grammy-winning singer took her final bow on her Cowboy Carter and the Rodeo Chitlin' Circuit Tour at Allegiant Stadium in Vegas on July 26. The 32-stop stadium tour was the highest grossing country tour in history, earning over $400 million with more than 1.5 million fans packing venues across the U.S. and Europe.

But the impact went beyond ticket sales and attendance. The tour delivered viral moments that had fans buzzing around the globe.

Here's a look at some of the biggest moments.

Destiny's Child reunites onstage for surprise performance during final show

One of the biggest moments of the entire tour came on the final night in Las Vegas when Beyoncé brought out her former Destiny's Child group members for a surprise performance. Kelly Rowland and Michelle Williams stunned the crowd as they joined her onstage, delivering throwback hits like their 2001 anthem "Bootylicious" and 2005 hit "Lose My Breath."

Destiny's Child reunite at the final COWBOY CARTER Tour show in Las Vegas tonight. #COWBOYCARTERTour pic.twitter.com/2K7qZP4Cea

— COWBOY CARTER Tour (@CowboyCarterWT) July 27, 2025

The crowd erupted as soon as Beyoncé introduced the trio. As they hit the stage, each member delivered on her solo parts while dancing in perfect sync. Rowland and Williams even helped Beyoncé with her "Renaissance"-favorite "Mute Challenge," and the moment felt especially special when they sang the lyrics, "just me and my crew — big energy!"

Beyoncé, Kelly Rowland and Michelle Williams reunite as Destiny's Child for the final COWBOY CARTER Tour show in Vegas, performing "Lose my Breath", "ENERGY", the mute challenge & "Bootylicious".#COWBOYCARTERTour pic.twitter.com/Me84W34HwC

— COWBOY CARTER Tour (@CowboyCarterWT) July 27, 2025

Destiny's Child rose to fame in the '90s with original members Beyoncé, Rowland, LaTavia Roberson, and LeToya Luckett, later becoming the iconic trio with Williams. The group split in 2006 but remained close, with fans continuing to call for a reunion.

Blue Ivy Carter didn't just show up — she cemented her mark as 'that' girl

Since the first "Cowboy Carter" concert in Los Angeles, Beyoncé and Jay Z's 13-year-old daughter Blue Ivy Carter blew fans away with her fierce performances throughout the show.

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Each night she floored the audience and fans online as she took the stage as a lead dancer. The show-stopping highlights from the young superstar are endless.

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A post shared by Eden🐘🌺 (@cozycarters)

Even when Blue Ivy wasn't dancing she had the internet buzzing. Whether it was approving the title "manager Blue" in an adorable clip or thinking on her toes after getting her earring stuck in Beyoncé's hair onstage, Blue has shown the world she is the moment and she is already a star.

8-year-old Rumi Carter's energy lit up the stage

Beyoncé's 8-year-old daughter Rumi Carter was also a highlight of the show each night. She appeared alongside her mom and sister Blue when Beyoncé performed her song "Protector."

Our darling Rumi Carter https://t.co/tOEdFZrVCu pic.twitter.com/UXFyoYVToP

— NotBeyoncebutViolence (@ourhermitage) June 10, 2025

The song features sentimental lyrics like, "Even though I know someday you're gonna shine on your own / I will be your projector." On the tour, Blue, Rumi and Beyoncé ended the song standing together as they shared smiles with one another. Following the performance, a montage of Beyoncé and her children appeared on the screen, leaving fans in tears each night.

Beyoncé wishing Happy Birthday to Rumi and Sir! 🥰pic.twitter.com/Zah5BCBpXr

— Beyoncé Press. (@beyoncepress) June 12, 2025

Rumi lit up each stage with her smile and infectious energy. During one stop, Beyoncé sang "Happy Birthday" to Rumi and twin brother Sir Carter, prompting fans to join in during the onstage celebration.

Blue Ivy gets 'Diva' in the set again; Beyoncé finds one in the crowd

In her movie "Renaissance: A Film by Beyoncé," Blue Ivy — who fans joke is Beyoncé's manager — convinced her mom to keep her 2008 hit "Diva" on the final set list. Well, the song was a fan-favorite this time around again.

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A post shared by Beyoncé Fan Account (@rumiyonce)

During the Renaissance World Tour, and now again on the "Cowboy Carter" tour, Beyoncé has been playfully scanning the crowd during the song, declaring, "She ain't no diva!" when pointing to a fan. This time around, she made sure to also spotlight someone who fits the title — proudly singing, "She's such a diva!" And each night, fans looked forward to seeing who the next diva might be.

Jay-Z makes first surprise appearance in Paris

During the final show in Paris, Beyoncé shocked fans when her husband, hip-hop mogul Jay-Z, made a surprise appearance. The two performed some of their beloved throwback hits together, including "Crazy in Love" (2003) and "Drunk in Love" (2013) as the crowd roared.

JAY Z JOINED BEYONCE ON STAGE??? OMFGGG😭 pic.twitter.com/Ehsl0m3krb

— everything hov 💎 (@holahovitaaa) July 14, 2025

Jay also performed his song "Ni**as in Paris," which made for an epic show in the French capital. Following his debut in Paris, Jay returned to the stage at a couple U.S. stops — each appearance met with the same electric energy.

Beyoncé has flying car mishap, later replaces car with soaring gold horse

During Bey's opening show in her hometown of Houston on June 28, she was forced to pause the show because a technical glitch caused the vehicle to tilt midair. She told everyone to "stop" repeatedly before being safely lowered and landing the car among the audience. There were no injuries. While she recovered, the moment quickly made headlines regarding the safety of the stunt.

Beyoncé's car tilts midair during her June 28, 2025, show in Houston on her "Cowboy Carter" tour.

During her following shows she cut "16 Carriages" from the set list completely and avoided flying in the air in a car.

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However, a new highlight of the tour came when Beyoncé soared over the crowd on a mechanical horse, replacing the golden car as the single made a return to the set list.

Les Twins return to the stage with Beyoncé

Another standout moment was Les Twins — Laurent and Larry Nicolas Bourgeois — who first joined Beyoncé for her "Cowboy Carter" tour in London, on the international leg of her tour.

Beyoncé with les twinspic.twitter.com/1BXHonMb8c

— Beyoncé Press. (@beyoncepress) June 5, 2025

Born in Sarcelles, France, the dynamic duo has become known as Beyoncé's other set of twins, along with her 8-year-old children Sir and Rumi Carter. Les Twins have collaborated with her on numerous occasions, dancing alongside her on major stages, tours and videos. Some of those include the Mrs. Carter Show World Tour in 2013, Beychella in 2018 and the Renaissance World Tour in 2023. Fans were surprised to see them return to the stage during the London opener. To fans delight, they continued to dance alongside the Bey as she returned to the U.S.

The pour heard around the world: Beyoncé's funny exchanges with her robots

Beyoncé's concerts were packed with high-tech production, leading to countless viral moments as fans watched every detail. During her final Los Angeles show, a robot arm missed her cup while pouring a glass of SirDavis whiskey and the Beyhive went buzzing.

Beyoncé's reaction to the robot arm missing the glass and pouring whisky on the floor 😭 pic.twitter.com/SBqtJLryJJ

— . (@adelesremedyy) May 10, 2025

The moment instantly sparked playful reactions across the internet. Since then, fans jokingly watched each night to ensure the robot hits its mark. Even Beyoncé made light of the moment at concerts after the spill. In Chicago, Beyoncé smized at the robot arm and watched carefully as it poured her whiskey.

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Another viral moment came when the robot's hand was missing altogether during during a show in Las Vegas, and fans took note of Beyoncé's look.

'Cowboy Carter' collaborators Miley Cyrus, Shaboozey make surprise performances

Beyoncé turned Paris into a special occasion when she brought out her first guest and "Cowboy Carter" collaborator — none other than Miley Cyrus. Decked in gold ensembles, they held hands and kissed cheeks before singing their duet "II Most Wanted" as the crowd went wild.

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A post shared by Beyoncé (@beyonce)

During Beyoncé's grand finale in Vegas, another standout moment came when she brought out another "Cowboy Carter" collaborator — Shaboozey. The two wowed fans as they performed their song "Sweet Honey Buckin.'"

Shaboozey joins Beyoncé on stage for SWEET HONEY BUCKIIN tonight. 🔥#COWBOYCARTERTOUR #LasVegas pic.twitter.com/1qIMYApwh9

— BEYONCÉ LEGION 𐚁 (@BeyLegion) July 27, 2025

Beyond record-breaking numbers and memes, the tour has been a unifying celebration of joy, movement and intentional fashion, as an ode to to country music's roots. Simultaneously, Beyoncé seamlessly held the genre accountable for its historical and ongoing exclusionary aspects.

Of course, the Grammy-winning singer first debuted her "Cowboy Carter" tour at SoFi Stadium in Los Angeles on April 28 with 39 songs on the set list. The tour may be over, but its legacy lives on.

Follow Caché McClay, the USA TODAY Network's Beyoncé Knowles-Carter reporter, on Instagram, TikTok and X as @cachemcclay.

This article originally appeared on Nashville Tennessean: Beyonce wraps 'Cowboy Carter' tour: Highlights from the stage

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Beyoncé's 'Cowboy Carter' tour is in the past: Relive the spectacle's top moments

Beyoncé's 'Cowboy Carter' tour is in the past: Relive the spectacle's top moments Caché McClay, US...

"High School Musical "director Kenny Ortega debunks rumor that Zac Efron didn't sing in the first movie Daysia TolentinoAugust 3, 2025 at 12:30 AM Everett Collection Zac Efron as Troy Bolton in 'High School Musical' Longtime fans of High School Musical know that Zac Efron isn't the only vocalist beh...

- - "High School Musical "director Kenny Ortega debunks rumor that Zac Efron didn't sing in the first movie

Daysia TolentinoAugust 3, 2025 at 12:30 AM

Everett Collection Zac Efron as Troy Bolton in 'High School Musical'

Longtime fans of High School Musical know that Zac Efron isn't the only vocalist behind his character Troy Bolton's songs in the first movie.

However, director Kenny Ortega shut down claims that the actor's voice isn't featured in the film.

Speaking with Entertainment Tonight, the legendary choreographer explained that Efron did, in fact, sing all of the songs in High School Musical. His vocals were mixed with actor Drew Seeley's.

"The songs were written before Zac got the role," Ortega said. "So although he could sing, and he had a lovely voice, it wasn't the voice that the songs were written for. So he sang everything and we dubbed parts of it, so that it had greater vocal strength."

Tim Mosenfelder/Getty

Corbin Bleu, Vanessa Hudgens, and Drew Seeley perform onstage in 'High School Musical: The Concert' in 2006

It's no secret that Seeley's powerhouse voice is prominently featured in High School Musical. He even stood in for Efron during the live concert tour for the film while the actor was making Hairspray. Seeley addressed recording Troy Bolton's vocals on the Magical Rewind podcast last year.

"I was never told why they did it the way that they did it," Seeley told hosts Will Friedle and Sabrina Bryan. "But I think that they were within about three, four weeks of shooting the actual film, and they had me and not Zac. Me and the rest of the movie cast all go into the studio for, like, four days straight and record all the songs together. So, yeah, I knew that I was doing that."

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Clayton Chase/WireImage

Ashley Tisdale, Zac Efron, Vanessa Hudgens, director Kenny Ortega, Monique Coleman, and Corbin Bleu pose at the 'High School Musical 3' Start of Production Press Conference in 2008

It's unclear when Efron recorded his parts, but Ortega said it's a misconception that Efron didn't sing at all in his breakout role.

"That's important that people know that Zac Efron did sing," Ortega said.

The Iron Claw actor sings all of the tracks himself in the subsequent sequels. Seeley went on to star in a different teen musical movie, Another Cinderella Story, alongside Disney Channel alum Selena Gomez.

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“High School Musical ”director Kenny Ortega debunks rumor that Zac Efron didn't sing in the first movie

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New Photo - What to know if you're at risk of having your wages garnished over student loan debt

What to know if you're at risk of having your wages garnished over student loan debt CORA LEWIS August 3, 2025 at 12:44 AM NEW YORK (AP) — Millions of student borrowers could begin having their wages garnished as soon as this summer, according to estimates from credit bureau TransUnion.

- - What to know if you're at risk of having your wages garnished over student loan debt

CORA LEWIS August 3, 2025 at 12:44 AM

NEW YORK (AP) — Millions of student borrowers could begin having their wages garnished as soon as this summer, according to estimates from credit bureau TransUnion.

The company predicts that by August roughly 3 million borrowers could move into default, meaning they're 270 days past due on payments. At that point, loan holders are at risk of having 15% of their pay docked by the government, with the money going toward the outstanding debt. There has been no clear indication of when wage garnishment will start.

After the pandemic-era pause on student loan payments ended in May, borrowers have had to reassess the state of their loans and budgets. According to TransUnion, another 2 million borrowers are on course to default in September.

A Biden-administration grace period, during which late or missed payments were not counted against credit scores, ended in the fall.

Since then, millions of borrowers have seen hits to their credit ratings.

Here's what to know:

What you can do to prepare

"The most important thing borrowers can do before administrative wage garnishment restarts is to log into studentaid.gov to check whether their federal student loans are in default and take steps now to remove them from default," said Kyra Taylor, staff attorney at the National Consumer Law Center.

Taylor said it's not uncommon for borrowers to be unaware that their loans are in default. If borrowers attended college or graduate school during different periods of time, or if they have different federal loan types, they may also have multiple student loan servicers.

If that's the case, you should act now to get your loans out of default and back into good standing by either entering a rehabilitation agreement, where you must make nine consecutive payments based on their income, or by consolidating your loans into a new federal Direct Loan.

"Because this hasn't happened for so long, there are many people who have no idea they're at risk," said Aissa Canchola Bañez, policy director at the Student Borrower Protection Center.

Wait times for student borrowers attempting to contact their loan servicers have been long, with many dropped calls, in part due to layoffs at the Education Department. Bañez recommends contacting your congressperson, using a casework tool that can guide you through submitting a constituent request.

"These offices have entire teams dedicated to constituent casework for when you have an issue with a federal agency, such as the Department of Education," she said. "So you can request assistance from your member of congress — your representative or senator."

What happens if you remain in default

Until past due payments are paid or the loan's default status is resolved, borrowers are at risk of having up to 15% of their wages deducted directly from their paychecks.

The Department of Education has sent notices to borrowers warning that tax refunds and wages could be withheld starting this summer if borrowers don't take steps to restart payments. The department hasn't yet provided additional information on timing.

Richelle Brooks, 37, an education administrator based in Los Angeles, said she's received warnings and notices about the resumption of collection of her loans. For several degrees, she still has $239,000 in outstanding debt, and she was informed her monthly payments on those loans will be roughly $3,000.

"I can't afford it," she said. "We just came out of the moratorium — not paying for five years. People getting these notices — they're terrified. I'm uneasy, too."

Brooks said she's an informed borrower who stays up to date on each development and who knows her options. She plans to enroll in coding classes, at least half-time, which could place her loans in deferment, so she wouldn't be required to make monthly payments, while she makes a financial plan.

Some options if you fear your wages will be garnished

There's still time to take action.

According to Taylor, the Department of Education must provide 30 days notice before it sends a garnishment order to your employer. During that time, you can request a hearing to object by telling the department that the garnishment would cause you financial hardship. You can also request that the department reduce the amount being garnished and submit documentation about your income and expenses.

To do this, you must make your hearing request in writing, postmarked no later than 30 days after the garnishment order. Your loan holder will then arrange the hearing. If you're unsure who your loan holder is, you can contact the Education Department's Default Resolution Group.

If you were laid off from your last job, you can also object to garnishment if you have not been in your current job for 12 consecutive months. You can further request a hearing and object if you submitted an application for certain kinds of statutory discharges and those have not yet been decided. Some common reasons for statutory discharge of student loans include: if the school you attended closed before you could complete your degree, if your school owes you a refund but fails to pay it, if you're experiencing total disability, or if you're experiencing bankruptcy.

"If the borrower requests a hearing within 30 days after receiving the garnishment notice, the department cannot start garnishment until it issues a decision on the borrower's objections and financial hardship request," Taylor said.

You can request a hearing after the 30 day period is up, but in those cases the department will generally not stop garnishing your wages while the hearing request is pending.

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The receives support from Charles Schwab Foundation for educational and explanatory reporting to improve financial literacy. The independent foundation is separate from Charles Schwab and Co. Inc. The AP is solely responsible for its journalism.

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What to know if you're at risk of having your wages garnished over student loan debt

What to know if you're at risk of having your wages garnished over student loan debt CORA LEWIS August 3, 2025...

 

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